Goal SIP calculator
Put in what you need and when, and see the monthly investment that reaches it at a return you choose, allowing for what you have already saved.
Invest every month
₹9,910
Reaches in 15 years
₹50,00,348
Your goal is ₹50,00,000
Of which you put in
₹17,83,800
36%
64%
- What you put in₹17,83,800(36%)
- What it earned₹32,16,548(64%)
- Invested
- Value
See the numbers
| Year | Invested | Value | Growth |
|---|---|---|---|
| 0 | ₹0 | ₹0 | ₹0 |
| 1 | ₹1,18,920 | ₹1,26,940 | ₹8,020 |
| 2 | ₹2,37,840 | ₹2,69,980 | ₹32,140 |
| 3 | ₹3,56,760 | ₹4,31,161 | ₹74,401 |
| 4 | ₹4,75,680 | ₹6,12,783 | ₹1,37,103 |
| 5 | ₹5,94,600 | ₹8,17,440 | ₹2,22,840 |
| 6 | ₹7,13,520 | ₹10,48,052 | ₹3,34,532 |
| 7 | ₹8,32,440 | ₹13,07,912 | ₹4,75,472 |
| 8 | ₹9,51,360 | ₹16,00,728 | ₹6,49,368 |
| 9 | ₹10,70,280 | ₹19,30,681 | ₹8,60,401 |
| 10 | ₹11,89,200 | ₹23,02,480 | ₹11,13,280 |
| 11 | ₹13,08,120 | ₹27,21,433 | ₹14,13,313 |
| 12 | ₹14,27,040 | ₹31,93,519 | ₹17,66,479 |
| 13 | ₹15,45,960 | ₹37,25,478 | ₹21,79,518 |
| 14 | ₹16,64,880 | ₹43,24,902 | ₹26,60,022 |
| 15 | ₹17,83,800 | ₹50,00,348 | ₹32,16,548 |
- If you have already saved something for this goal, put it in the last field - it lowers the monthly amount.
- The return is your assumption, not a forecast. Markets do not deliver the same number every year, and a long fall early on hurts more than the average suggests.
- Check this once a year against what actually happened, rather than setting it once.
Common questions
What if the return is lower than I assumed?
You reach less than the goal. That is why the figure is worth recalculating once a year with what actually happened, rather than setting it once and hoping.
Should I include what I have already saved?
Yes - the field is there. Money already invested keeps growing, so it lowers the monthly amount you need from here.
Other calculators
- SWP calculatorDrawing a monthly income from a corpus, and how long it lasts.
- Retirement plannerThe corpus retirement needs, and the SIP that gets there.
- Inflation calculatorWhat today’s money will be worth, and what today’s costs will become.
- SIP calculatorWhat a monthly investment could grow into, with or without a yearly step-up.
This is general information for education, not investment, tax or legal advice. Rules and rates change; check the official source before acting. Read the full disclaimer.