Inflation calculator
See what an amount buys after years of inflation, and what something that costs this much today will cost then.
What ₹1,00,000 of spending costs in 20 years
₹3,20,714
What ₹1,00,000 then is worth today
₹31,180
Purchasing power lost
69%
- Today's amount
- What it costs then
See the numbers
| Year | Today's amount | What it costs then | Extra needed |
|---|---|---|---|
| 0 | ₹1,00,000 | ₹1,00,000 | ₹0 |
| 1 | ₹1,00,000 | ₹1,06,000 | ₹6,000 |
| 2 | ₹1,00,000 | ₹1,12,360 | ₹12,360 |
| 3 | ₹1,00,000 | ₹1,19,102 | ₹19,102 |
| 4 | ₹1,00,000 | ₹1,26,248 | ₹26,248 |
| 5 | ₹1,00,000 | ₹1,33,823 | ₹33,823 |
| 6 | ₹1,00,000 | ₹1,41,852 | ₹41,852 |
| 7 | ₹1,00,000 | ₹1,50,363 | ₹50,363 |
| 8 | ₹1,00,000 | ₹1,59,385 | ₹59,385 |
| 9 | ₹1,00,000 | ₹1,68,948 | ₹68,948 |
| 10 | ₹1,00,000 | ₹1,79,085 | ₹79,085 |
| 11 | ₹1,00,000 | ₹1,89,830 | ₹89,830 |
| 12 | ₹1,00,000 | ₹2,01,220 | ₹1,01,220 |
| 13 | ₹1,00,000 | ₹2,13,293 | ₹1,13,293 |
| 14 | ₹1,00,000 | ₹2,26,090 | ₹1,26,090 |
| 15 | ₹1,00,000 | ₹2,39,656 | ₹1,39,656 |
| 16 | ₹1,00,000 | ₹2,54,035 | ₹1,54,035 |
| 17 | ₹1,00,000 | ₹2,69,277 | ₹1,69,277 |
| 18 | ₹1,00,000 | ₹2,85,434 | ₹1,85,434 |
| 19 | ₹1,00,000 | ₹3,02,560 | ₹2,02,560 |
| 20 | ₹1,00,000 | ₹3,20,714 | ₹2,20,714 |
- India’s consumer inflation has mostly run between 4% and 7% in recent years; the RBI targets 4% with a 2% band either side.
- School fees and medical costs have risen faster than the headline number. Use a higher rate for those.
- This is why money kept in a savings account loses value even though the balance never falls.
Common questions
What inflation rate should I use?
India’s consumer price inflation has mostly run between 4 and 7 per cent in recent years, and the RBI targets 4 per cent with a band of 2 per cent either side. Household inflation for school fees and medical care has often been higher.
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This is general information for education, not investment, tax or legal advice. Rules and rates change; check the official source before acting. Read the full disclaimer.